Accounts
When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why First National Bank has so many accounts to choose from. From regular checking accounts to NOW accounts to Money Market Accounts, you'll find the one account that has your best interest at heart. First National Bank offers a variety of personal banking products. Please call or come by for additional information about one of the below accounts.
First Checking
Terms & Monthly Fees
Minimum Opening Balance of $25
$5 Monthly Service Charge
Free Features & Services
Free Check Card
Online Banking
24 Hour Banking by Phone
Unlimited Check Writing
More Features & Options
Auto Sweeps to/from other Accounts*
Check Images Returned with Monthly Bank Statement
Interest Earnings on Account
This is a non-interest earning account
Disclaimer
*Auto Sweeps Transactions are subject to a per sweep charge.
** Monthly Withdrawals in excess of 20 on NOW Accounts are subject to a $0.10/debit charge.
** Monthly Withdrawals in excess of 6 on Money Market Checking Accounts are subject to a $10/debit charge.
** Quarterly Withdrawals in excess of 6 on Savings Accounts are subject to a $5/debit charge
Advantage Checking
Advantage Checking Account Benefits
Terms & Monthly Fees
Minimum Opening Balance of $25
$9 Monthly Service Charge
Free Features & Services
Free Check Card
Online Banking
24 Hour Banking by Phone
Unlimited Check Writing
More Features & Options
Auto Sweeps to/from other Accounts*
Check Images Returned with Monthly Bank Statement
Club Account Features Include
LifeLock Identity Theft Protection
$20,000 AD&D Insurance
$40,000 Common Carrier Coverage
Discount Gift Cards
Contact us for a complete list of features
Interest Earnings on Account
This is a non-interest earning account
Disclaimer
*Auto Sweeps Transactions are subject to a per sweep charge.
** Monthly Withdrawals in excess of 20 on NOW Accounts are subject to a $0.10/debit charge.
** Monthly Withdrawals in excess of 6 on Money Market Checking Accounts are subject to a $10/debit charge.
** Quarterly Withdrawals in excess of 6 on Savings Accounts are subject to a $5/debit charge
NOW Account
Terms & Monthly Fees
Minimum Opening Balance of $500
If minimum balance falls below $500 during the month, a $7.50 Service Charge will be assessed.
Free Features & Services
Free Check Card
Online Banking
24 Hour Banking by Phone
20 Withdrawals per Month**
More Features & Options
Auto Sweeps to/from other Accounts*
Check Images Returned with Monthly Bank Statement
Interest Earnings on Account
Market Rates are Paid on this Account
No interest is earned on days that balance is below $500
Disclaimer
*Auto Sweeps Transactions are subject to a per sweep charge.
** Monthly Withdrawals in excess of 20 on NOW Accounts are subject to a $0.10/debit charge.
** Monthly Withdrawals in excess of 6 on Money Market Checking Accounts are subject to a $10/debit charge.
** Quarterly Withdrawals in excess of 6 on Savings Accounts are subject to a $5/debit charge
Money Market Checking
Terms & Monthly Fees
Minimum Opening Balance of $1,000
If minimum balance falls below $1,000 during the month, a $12.50 Service Charge will be assessed.
Free Features & Services
Online Banking
24 Hour Banking by Phone
6 Withdrawals per Month**
More Features & Options
Auto Sweeps to/from other Accounts*
Check Images Returned with Monthly Bank Statement
Interest Earnings on Account
Market Rates are Paid on this Account
A higher daily rate is earned on a balance of $15,000 or more.
No interest is earned on days that balance is below $1,000
Disclaimer
*Auto Sweeps Transactions are subject to a per sweep charge.
** Monthly Withdrawals in excess of 20 on NOW Accounts are subject to a $0.10/debit charge.
** Monthly Withdrawals in excess of 6 on Money Market Checking Accounts are subject to a $10/debit charge.
** Quarterly Withdrawals in excess of 6 on Savings Accounts are subject to a $5/debit charge
Savings
Terms & Monthly Fees
Minimum Opening Balance of $100
If minimum balance falls below $100 during the month, a $5 Service Charge will be assessed.
Free Features & Services
Online Banking
24 Hour Banking by Phone
6 Withdrawals per Quarter**
More Features & Options
Quarterly Statements
Ask About of Minor's Savings Accounts
Interest Earnings on Account
Market Rates are Paid on this Account
Interest is earned daily on a balance of $100 or more.
No interest is earned on days that balance is below $100
Disclaimer
*Auto Sweeps Transactions are subject to a per sweep charge.
** Monthly Withdrawals in excess of 20 on NOW Accounts are subject to a $0.10/debit charge.
** Monthly Withdrawals in excess of 6 on Money Market Checking Accounts are subject to a $10/debit charge.
** Quarterly Withdrawals in excess of 6 on Savings Accounts are subject to a $5/debit charge
Commercial Checking
Terms & Monthly Fees
Minimum Opening Balance of $100
If minimum balance falls below $100 during the month, a $10 Service Charge will be assessed.
Free Features & Services
Free Check Card
Online Banking
24 Hour Banking by Phone
Unlimited Check Writing
More Features & Options
Auto Sweeps to/from other accounts*
Check Images Returned with Monthly Statements
Interest Earnings on Account
This is a non-interest earning account
Disclaimer
*Auto Sweeps Transactions are subject to a per sweep charge.
** Monthly Withdrawals in excess of 20 on NOW Accounts are subject to a $0.10/debit charge.
** Monthly Withdrawals in excess of 6 on Money Market Checking Accounts are subject to a $10/debit charge.
** Quarterly Withdrawals in excess of 6 on Savings Accounts are subject to a $5/debit charge
Certificates of Deposits (CDs)
Terms & Monthly Fees
Minimum Opening Balance of $1,000
Interest Earnings on Account
Interest Compounds Quarterly
Interest Rates are set for term of CD
Customer may receive interest monthly, quarterly, annually or at maturity
Penalties for early withdrawal will apply
Individual Retirement Accounts (IRAs)
Terms & Monthly Fees
Minimum Opening Balance of $1,000
for Individuals with Earned Income
